Using EMIs punctually while the agreed for the lending institution displays in charge borrowing behavior Choose the mortgage towards large rate of interest getting paid very first On-big date commission from EMI When EMI repayments are not produced punctually, it adversely impacts the credit score of individuals. Hence, it is best to afford the due in full as well as on time for the financing credit owed and one money pulled. Find the mortgage toward this article higher interest rate becoming paid back earliest Perform a combination of borrowings Perform a combination of secured personal loans and you may unsecured loans.